CHEAPEST LUXURY CARS: Hey, luxury car enthusiasts! Dreaming of sliding into the lush leather seats of a luxury car, feeling the hum of a powerful engine, and turning heads as you cruise through town?
But wait, what about the insurance costs? Premium vehicles come with premium insurance rates, right? Well, not necessarily.
🚗💸😉 That’s right! There are luxury cars out there that offer not only the perks of high-end features and powerful performance, but also boast affordable insurance rates.
In this blog, we’re going to uncover a list of luxury cars that combine the best of both worlds: the opulence of a luxury vehicle and the practicality of lower insurance costs.
🏁🚗💨💰So buckle up and get ready as we cruise through our list of the top luxury cars that are surprisingly affordable to insure. Let’s hit the road! 🛣️
TOP 10 CHEAPEST LUXURY CARS TO INSURE
The cost of insuring a car can vary widely depending on factors like the driver’s history, location, the car’s value, safety features, and repair costs.
Here are ten luxury vehicles that tend to be less expensive to insure on average in the USA.
THE LEAST EXPENSIVE LUXURY BRANDS TO INSURE
| Rank | Brand | Annual Insurance Cost |
|---|---|---|
| 1 | Acura | $1,800 |
| 2 | Volvo | $1,887 |
| 3 | Alfa Romeo | $2,182 |
| 4 | INFINITI | $2,195 |
| 5 | Lincoln | $2,243 |
| 6 | Cadillac | $2,353 |
| 7 | Lexus | $2,374 |
| 8 | Mercedes-Benz | $2,538 |
| 9 | Land Rover | $2,578 |
| 10 | Jaguar | $2,688 |
ACURA ($1,800):
Acura vehicles blend comfort, reliability, and performance in their high-quality vehicles. While providing luxury features, their models have lower than average insurance costs, making them an excellent option for affordable luxury.
VOLVO ($1,887):
Volvo is renowned for its safety standards and innovative technologies. It offers a line of luxury cars and SUVs with competitive insurance rates, adding to the appeal of their premium vehicles.
ALFA ROMEO ($2,182):
Known for its stylish Italian designs and thrilling performance, Alfa Romeo presents an enticing option for luxury car enthusiasts. Despite their sporty nature, they carry relatively affordable insurance rates.
INFINITI ($2,195):
INFINITI combines innovative technology, performance, and luxurious interiors. The brand’s insurance costs are generally affordable, making it an excellent choice for those seeking high-end comfort without the high-end insurance bill.
LINCOLN ($2,243):
Lincoln offers a range of luxury SUVs and sedans, known for their spacious, plush interiors and smooth rides. Despite the upscale comfort, insurance costs for Lincoln vehicles remain relatively manageable.
CADILLAC ($2,353):
Cadillac is a symbol of American luxury with its powerful performance and sophisticated interiors. It’s surprisingly affordable to insure, considering the brand’s prestige and luxury status.
LEXUS ($2,374):
Lexus is known for its reliable, high-quality vehicles that feature luxurious interiors and advanced technology. The reasonable insurance costs add to the brand’s overall appeal and make it a popular choice among luxury car buyers.
MERCEDES-BENZ ($2,538):
Mercedes-Benz is a hallmark of automotive luxury, offering a wide range of high-performance vehicles. Despite its high-end status, its models have relatively affordable insurance rates.
LAND ROVER ($2,578):
Renowned for its luxury SUVs that offer off-road capabilities and opulent interiors, Land Rover vehicles carry surprisingly affordable insurance premiums, considering their capabilities and price tag.
JAGUAR ($2,688):
Jaguar offers a lineup of luxury vehicles known for their performance, sleek designs, and refined interiors. While a premium brand, Jaguar’s insurance rates are relatively competitive, considering the luxury and performance the brand offers.
THE LEAST EXPENSIVE LUXURY CARS TO INSURANCE
| Rank | Model | Annual Insurance Cost |
|---|---|---|
| 1 | Acura RDX | $1,639 |
| 2 | Volvo XC60 | $1,708 |
| 3 | Mercedes-Benz Metris | $1,710 |
| 4 | BMW X1 | $1,763 |
| 5 | Acura MDX | $1,774 |
| 6 | Volvo S60 | $1,789 |
| 7 | Mercedes-Benz Sprinter | $1,794 |
| 8 | Audi Q3 | $1,797 |
| 9 | INFINITI QX50 | $1,799 |
| 10 | Volvo XC40 | $1,803 |
ACURA RDX ($1,639):
The Acura RDX stands out for its sporty performance and upscale interior, providing a touch of luxury at a reasonable price. The relatively low insurance cost adds to its overall value and appeal.
VOLVO XC60 ($1,708):
The Volvo XC60 is a luxury SUV known for its safety features, comfortable ride, and well-appointed cabin. Its low insurance rates make it an affordable luxury choice.
MERCEDES-BENZ METRIS ($1,710):
Despite its commercial van classification, the Metris offers a comfortable, car-like ride and high-quality interior. Its affordable insurance rates make it a unique and practical choice for luxury seekers.
BMW X1 ($1,763):
The BMW X1 provides a luxurious compact SUV experience with its performance and high-end interior. The relatively low insurance costs further enhance its appeal.
ACURA MDX ($1,774):
Known for its spacious, comfortable, and well-equipped interior, the Acura MDX is a great luxury SUV. Its affordability extends to its insurance costs, making it a practical luxury option.
VOLVO S60 ($1,789):
The Volvo S60 offers a blend of performance, comfort, and sophisticated Scandinavian design. Its low insurance rates are another reason to consider this luxury sedan.
MERCEDES-BENZ SPRINTER ($1,794):
The Sprinter is a luxury van known for its spaciousness and refinement. Its relatively low insurance cost adds to its appeal for business or family use.
AUDI Q3 ($1,797):
The Audi Q3 is a compact SUV that doesn’t skimp on luxury or performance. Its relatively affordable insurance rates make it an excellent value in the luxury car market.
INFINITI QX50 ($1,799):
The INFINITI QX50 is a luxury compact SUV known for its powerful engine, comfortable ride, and high-quality interior. Its affordable insurance rates add to its overall value.
The XC40 is Volvo’s smallest SUV, but it doesn’t skimp on luxury, safety, or performance. Its competitive insurance rates make it an excellent choice for a luxury compact SUV.
SUMMING UP
And there we have it! 🏁🚗💨💰 A smooth cruise through the realm of luxury cars that aren’t just about the lavish interiors, powerful engines, and high-end tech, but also come with the added bonus of affordable insurance costs. Who said luxury has to be costly, right?
As we’ve learned, the dream of owning a luxury car doesn’t have to be dampened by the thought of high insurance premiums. There are plenty of options out there that deliver the luxury experience you desire, without the exorbitant insurance costs you dread.
Remember, luxury is all about the experience, and that should include peace of mind. With the right car choice, you can enjoy the thrill of driving a luxury car and the comfort of affordable insurance.
We hope this guide steers you closer to the perfect luxury car that matches not only your desire for comfort and performance but also your budgetary needs. Here’s to experiencing the joy of luxury, without the high insurance costs. Happy driving, and remember, affordable luxury is just around the corner!